Frequently Asked Questions


Is Credit Repair Legal?

Yes, of course it is! Credit Repair is legal through actual laws that you or anyone else can look up. The main law to that permits credit repair is called the Fair Credit Reporting Act, also known as the FCRA. The FCRA gives consumers the right to dispute any information on their credit reports that they believe is not 100% accurate, 100%, or 100% timely. 

How Long Does It Take?

This literally varies on YOUR specific credit profile. There is no one size fits all when it comes to building credit. However, our clients see the best results anywhere from 4 to 6 months. It may take longer, but you could see amazing results before this time frame as well. 

Does it Work?

Yes it does! The combination of building positive credit while removing negative items will have a great impact on your credit profile, which will allow you to reach your goals. 

Can I Cancel?

Yes. You are not obligated to a long term contract.  To cancel you send us a written notice to

*However, it is NOT recommended that you cancel before 4-6  months in our program.*

Do Removed Items Come Back?

Although this is a possibility, the odds of this happening is low. Also, credit bureaus must follow protocol before this takes place. 

What Items Can Be Removed?

By law, we can not guarantee the removal of any items on your credit report. However, we have successfully removed bankruptcies, student loans, medical bills, late payments, repossessions, collection accounts, and evictions. Check our results page for more information on what we have been able to remove from current and past clients.