- You allowed 90 days from the start date of retaining our services
- You cannot have any new collection accounts appear or any missed payment during the repair/education process
- You maintained a Credit Monitoring Service throughout the process
- No new account opened without us being advised
- No new evictions, tax liens, or repos
- No maxed out credit cards
- You have at least 4 negative items when you sign up
- You have not attempted to repair your own credit or used another credit agency at least two years previous to signing up
- You've agreed and sent us all updated reports from all three bureaus within 7 days of receipt
**updated reports usually arrive within 15-45 days. It's your responsibility as a client to notify us that you have received or not received updated reports**